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Personal Loans
Top-Ups
Loan Calculator
Blog
About
- Customer Reviews
- Trusted & Qualified
FAQs
Contact

Apply for a Personal Loan

- Step 1 of 4

How can we help

How much would you like to borrow? ($) *

Minimum amount for a personal loan is $1,000

What do you want this loan for? *

Please provide further details on the purpose of the loan *

By continuing you understand that the minimum amount for a personal loan is $1, 000. *

Yes, I would like to continue

Tell us about you

What is your residency status? *

When will your visa expire? *

Less than 1 year
More than 1 year

INZ client number *

Your client number will be recorded on your visa label or eVisa letter. It is an 8-digit number.

Visa start date *

Visa expiry date *

Do you have a co-borrower who is a New Zealand Citizen, Permanent Resident or on Resident Visa? *

Thank you for considering Max Loans. We are sorry that we're unable to help you at this stage. If your residency situation changes, please do not hesitate to contact us. We would love to have the opportunity to help you.

Country of citizenship *

Country of birth *

What is your weekly net income? *

Less than $500
Over $500

Do you have a co-borrower who earns over $500 weekly? * A co-borrower can be anyone who is willing to go on the loan application with you

Do you have a co-borrower who earns over $500 weekly? *

Thank you for considering Max Loans. We are sorry we are unable to help you at this stage. If your situation changes, please do not hesitate to contact us. We would love to have the opportunity to help you.

Your contact details

Title *

Name *

First

Last

Preferred name

Date of birth *

Minimum age for a personal loan is 18yrs

Mobile number *

Email *

Declaration

To allow us to start working on your application, please tick the boxes below to confirm that you've read and understand our Terms & Conditions and Privacy Statement.

I hereby acknowledge that I have read and accept the: *

Terms & Conditions

2.I hereby acknowledge that I have read and accept the: *

Privacy Statement

About the loan

Are you applying by yourself or jointly with someone else? *

Individual
Joint

Co-borrower's name *

First

Last

Relationship *

Please have your co-borrower fill out an application and we will take care of the rest🙂 You can CLICK HERE to send the form link in an email.

More about you

How would you rate your credit history? *

Good
Average
Not good
Not sure

*Good - no defaults; Average - some bad credit, but have either paid it off or paying it off; Not good - unpaid debts; Not sure - don't know your credit score

Marital status *

No. of dependants *

Age of dependant(s) *

Living status *

Are you the only one named on the tenancy agreement? *

Rent payments ($) *

Payment frequency *

Address *

Years *

Time at current address

Months *

Previous address *

Years

Time at previous address

Months

Is your postal address same as your residential address? *

Postal address *

Tell us about your work

Employment type *

Working
Self employed
Not employed
Student
Other

Multiple selections can be made

Employment basis *

Full time
Part time
Contract
Temporary
Casual
Seasonal

Do you have a job? *

Job title *

Company name *

Years *

Time in current job

Months *

Status *

Type of benefit *

Please describe your employment situation *

Previous employment type *

Working
Self employed
Not employed
Student
Other

Multiple selections can be made

Previous employment basis *

Full time
Part time
Contract
Temporary
Casual
Seasonal

Previous job title *

Previous company name *

Years *

Time in previous job

Months *

Status *

Type of benefit *

Please describe your previous employment situation *

Your income

Your income each payday after tax ($) *

Frequency of pay *

Do you receive a student allowance? *

Amount of student allowance ($) *

Frequency of allowance *

Amount of benefit received ($) *

Frequency of benefit *

Amount of superannuation ($) *

Frequency of superannuation *

Do you earn any other income? *

1.Income type *

1.Amount ($) *

1.Frequency *

2.Add income

Add income

2.Income type *

2.Amount ($) *

2.Frequency *

3.Add income

Add income

3.Income type *

3.Amount ($) *

3.Frequency *

Are you aware of any changes in near future that may reduce or increase your income? *

Is this an income increase or decrease? *

Expected future changes in income *

Your expenses (Monthly)

Do you share living expenses with anyone else? *

Please ONLY estimate expenses you contribute to😊

Food (Groceries, Takeaways, Drink, Liquor) * Incl. supermarket, bakery, restaurants, coffees

Food (Groceries, Takeaways, Drink, Liquor) *

Transport & Vehicle Costs * Incl. petrol, parking, maintenance & registration

Transport & Vehicle Costs *

Utilities (Power, Gas & Water) *

Phone, Internet & Streaming Services *

Education & Child Care * Incl. private school, daycare

Education & Child Care *

Clothing, Fitness & Personal Care * Incl. gym membership, vet, medical

Clothing, Fitness & Personal Care *

Health & Life Insurance *

General Insurance (Vehicle, Home & Contents) *

Other * Any exceptional expenses incurred due to your circumstances (incl. child support, donations, tithings, IRD-WINZ payments) or any expenses that you need to pay less frequently

Other *

Please provide further details on 'Other' expenses *

Please confirm the amounts above are correct *

Confirmed

Are you aware of any changes in near future that may reduce or increase your expenses? *

Expected future changes in expenses *

Property Info

Do you own a home? *

Do you live in this house? *

Property address *

Value of your home ($) *

Do you have a mortgage on the property? *

Amount owed *

Lender *

Mortgage repayments ($) *

Repayment frequency *

2.Add property

Add property

2.Address *

2.Property value ($) *

2.Do you have a mortgage on the property? *

2.Amount owed *

2.Lender *

3.Add property

Add property

3.Address *

3.Property value ($) *

3.Do you have a mortgage on the property? *

3.Amount owed *

3.Lender *

Vehicle details

Do you own a vehicle? *

Registration plate No. *

Current value ($) *

Is your vehicle on finance? *

Amount owed (vehicle) *

Who is the lender *

Do you own another vehicle? *

2.Registration plate No. *

2.Current value ($) *

2.Is your vehicle on finance? *

2.Amount owed (vehicle) *

2.Who is the lender *

Do you have another vehicle? *

3.Registration plate No. *

3.Current value ($) *

3.Is your vehicle on finance? *

3.Amount owed (vehicle) *

3.Who is the lender *

KiwiSaver

Do you have KiwiSaver?

What is your KiwiSaver balance (if known)? ($)

KiwiSaver contribution rate (%)

Your contents

Home contents value ($)

‘Contents’ are personal belongings located within a person’s home or temporarily removed from the home

Current loans

Do you have any loans? *

1.Loan owed to

Loan owed to

1.Amt borrowed (loans)

Amount borrowed

1.Amt owed (loans)

Amount owed

1.Repayments (loans)

Repayments

1.Frequency (loans)

Frequency

2.Loan owed to

Loan owed to

2.Amt borrowed (loans)

Amount borrowed

2.Amt owed (loans)

Amount owed

2.Repayments (loans)

Repayments

2.Frequency (loans)

Frequency

3.Loan owed to

Loan owed to

3.Amt borrowed (loans)

Amount borrowed

3.Amt owed (loans)

Amount owed

3.Repayments (loans)

Repayments

3.Frequency (loans)

Frequency

2.Add more (loans)

Add more

4.Loan owed to

Loan owed to

4.Amt borrowed (loans)

Amount borrowed

4.Amt owed (loans)

Amount owed

4.Repayments (loans)

Repayments

4.Frequency (loans)

Frequency

5.Loan owed to

Loan owed to

5.Amt borrowed (loans)

Amount borrowed

5.Amt owed (loans)

Amount owed

5.Repayments (loans)

Repayments

5.Frequency (loans)

Frequency

6.Loan owed to

Loan owed to

6.Amt borrowed (loans)

Amount borrowed

6.Amt owed (loans)

Amount owed

6.Repayments (loans)

Repayments

6.Frequency (loans)

Frequency

Do you have a student loan? *

Credit/store card and overdraft debt

Do you have any credit card, store card or overdraft debt? *

1.Type

Type

1.Owed to (Credit Card)

Owed to

1.Owed to (Store Card)

Owed to

1.Owed to (Overdraft)

Owed to

1.Limit amount

Limit amount

1.Amount owed

Amount owed

2.Type

Type

2.Owed to (Credit Card)

Owed to

2.Owed to (Store Card)

Owed to

2.Owed to (Overdraft)

Owed to

2.Limit amount

Limit amount

2.Amount owed

Amount owed

3.Type

Type

3.Owed to (Credit Card)

Owed to

3.Owed to (Store Card)

Owed to

3.Owed to (Overdraft)

Owed to

3.Limit amount

Limit amount

3.Amount owed

Amount owed

2.Add more (Credit/store card and overdraft debt)

Add more

4.Type

Type

4.Owed to (Credit Card)

Owed to

4.Owed to (Store Card)

Owed to

4.Owed to (Overdraft)

Owed to

4.Limit amount

Limit amount

4.Amount owed

Amount owed

5.Type

Type

5.Owed to (Credit Card)

Owed to

5.Owed to (Store Card)

Owed to

5.Owed to (Overdraft)

Owed to

5.Limit amount

Limit amount

5.Amount owed

Amount owed

6.Type

Type

6.Owed to (Credit Card)

Owed to

6.Owed to (Store Card)

Owed to

6.Owed to (Overdraft)

Owed to

6.Limit amount

Limit amount

6.Amount owed

Amount owed

Bad debts

Do you have any bad credit that you are aware of? *

Tell us what debts you have and how they came about so that we can help *

Is there anything else you think we should know?

A copy of your ID

Please take a clear photo of your ID and upload it here. Ideally, BOTH the back and front of your NZ Driver Licence, or your Passport – but a Kiwi Access Card (18+) along with your Birth Certificate are OK too. If you are on your phone, you should be able to do this easily by taking a photo and choosing upload😊

Type of ID *

FRONT of your licence

Please upload a clear photo of the FRONT of your licence

BACK of your licence

Please upload a clear photo of the BACK of your licence

Signature page of your passport

Please upload a clear photo of the Signature Page of your passport

Kiwi Access Card (18+)

Please upload a clear photo of your Kiwi Access Card (18+)

Birth Certificate

Please upload a clear photo of your Birth Certificate

A copy of your visa

A copy of your visa

Please upload a copy of your visa

Phone

Privacy Statement - Max Money Group

0800 ASK MAX (0800 275 629)

D1, 27-29 William Pickering Dr, Rosedale,
Auckland, New Zealand, 0632

159 Jellicoe Street, Te Puke,
Bay of Plenty, New Zealand, 3119

Kiwi bird with words ‘100% kiwi owned & operated’

Trust Centre

Terms & Conditions
Privacy Statement
Important Information

Personal Loans

Bad Credit Loans
Car Finance
Classic Car Loans
Debt Consolidation Loans
Emergency Loans
Holiday Loans
Home Improvement Loans
Mortgages and Home Loans
Secured Personal Loans
Unsecured Personal Loans
Wedding Loans
Business Loans

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Email address:

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NZ Registered Financial Service Provider (FSP 564207)
Member of Financial Services Complaints Ltd (FSCL 7253)
Max Money Group is a licenced Financial Advice Provider (FAP)

Rates and Fees

1.Annual Interest Rate (AIR): The AIR is the annual interest rate offered by our personal loan providers. The AIR ranges from 8.99% to a maximum of 29.95% p.a.

2.Annual Percentage Rate (APR): The APR is calculated by adding together the AIR plus any additional fees that are associated with the personal loan. The APR offered by our personal loan providers ranges from 9.72% to a maximum of 30.86% p.a. The APR is accurate only for the presentative example given below and may not include all fees like early repayment fees (if any), default fees, or any transactional fees. Different personal loan terms, fees or other loan amounts might result in a different APR.

3.Minimum and Maximum Repayment Terms: Repayment terms offered by our personal loan providers range from 12 months (1year) to a maximum of 84 months (7years).

4.Representative Example of the Total Cost of a Personal Loan: If you borrow $40,000 over a repayment term of 60 months at an AIR of 8.99% p.a., your total repayments will be $50,503 (made up of $40,000 principal, interest charges of $9,808, establishment fee of $200, adviser fee of $495). This example assumes monthly repayments and excludes any premiums for optional insurances.

5.Short Term Loans: We do not use personal lending providers who offer short term lending (often referred to as payday lending) which would require repayment in full within 60days or less from the date the loan is issued. The minimum repayment term offered by our personal loan providers is 12 months (1 year).

6.Terms and Conditions: Our financial advisory services are provided in accordance with our Terms and Conditions. All approvals are subject to our personal lending provider’s credit criteria and responsible lending requirements. The loan amount and interest rate offered will depend on your circumstances, the type of lending required, and whether any security has been provided. Personal lending providers establishment fees, terms and conditions apply.

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