Buying your first home is exciting and a bit daunting. Your aim is to purchase a dream home at a price you can afford, but unfortunately, many first home buyers do things that prevent them from achieving that goal. Here are the 5 most common...
A home loan is often our biggest financial commitment and making informed decisions is critical. It pays to be as careful when choosing a mortgage product. Here are the 4 key questions you should ask before you engage the services of any Mortgage Adviser. Why choose a Mortgage Adviser?...
Your credit report takes into account many different factors, from mortgages and personal loans, to credit cards, financing, and bill payments. All these elements combine to form a snapshot of your credit history that affects your future loan applications. Believe it or not, your credit...
Are you ready for a new set of wheels? If you’re considering a new car, you may well be wading into the world of car finance. A car loan is necessary for most people, since few have the savings lying around to pay cash for...
Who doesn’t love to travel? Taking in the sights and sounds of distant lands, mingling with the locals in a different culture, partaking of the local food on faraway streets; travel does much more than recharge our batteries. It enriches us, broadening our understanding of...
Congratulations, you’ve received your credit report! Checking your credit score periodically is a cornerstone of fiscal responsibility. You want to keep an eye on your credit report to spot potential errors should they appear, take steps to improve it if necessary, and plan accordingly for...
Imagine this – you’ve been responsibly checking your credit report regularly to watch for errors and better understand your financial situation. Then, one day, you notice a very sudden rise or fall in your credit score. You’re probably sitting on your desk thinking – what...
When you need some extra cash, you will inevitably consider a personal loan. Personal loans are a great way to gather funds for a once-off expense or to consolidate debts. In addition, paying off a personal loan reflects well on your credit report. Personal loans are...
Many of us have been there: we come up short at the end of the month or encountered a surprise expense and suddenly we were behind on our debt payments. Unfortunately, spiralling debt is a problem for many Kiwi, so If you’ve ever looked for...
Are you cracking under the pressure of late bill payments and mounting debt? If your financial obligations seem to be closing in on all sides, you may want to take out a debt consolidation loan. Consolidating your debt can be an effective method to stabilise...
