Outside of your own home, few people know more about your financial information than those who lend you money. Between the information that lenders collect when assessing applicants’ fitness for personal loans and the subsequent payment records, your lenders are handling information that will have...
So, you finally upgraded your wheels! Driving off the lot in a new car (even if it’s used, it’s still new to you!) is a terrific feeling, but don’t neglect your car loan. With the thrill of a new car purchase, we can often forget...
Are you worried that your low credit score will negatively impact your life? Taking responsibility of your finances can be a challenge but will ultimately provide some vital peace of mind. There are several ways to build a good credit score to keep you on...
Are you considering applying for a home loan? You may want to know more about debt servicing, and how it impacts your loan application. Let’s take a deep dive into debt servicing and how it can either boost or hinder your chances of mortgage approval. Credit...
We all know the feeling: that sinking sensation of vulnerability that comes with a credit check. A bad credit score can have a dramatic effect on your future financial opportunities and make it harder to secure personal loans. So, what do you do if you...
A credit report is vital for practicing smart finance NZ wide, but many in New Zealand are in the dark because they don’t know where and how to request it. Do you know how to get your hands on your credit score? Fortunately, requesting your...
Applying for a car loan can look like really tricky business. Maybe you’re a graduating student, maybe you work in trade, or maybe you’re just entering the workforce. Either way, you are stepping out into the real, working world, and you need a car to...
Do you know your New Zealand credit score? If not, you’re not alone, but credit ratings are an important part of New Zealand finance. Your credit score will help lenders determine how likely you are to repay your loans. They have the power to influence...
Many people across New Zealand refinance their home loan every year. While paying off an existing home loan with a new one might seem like a simple concept, it isn’t always easy. Fortunately, the finance market in NZ has options if you know what to...
When you want to make any kind of financial decision, the smart thing to do is to shop around until you find the best price, service or deal. Often, this involves kicking the tires with a few different companies or service providers until you find...
